EPISODE · Oct 19, 2025 · 8 MIN
How old can you be to get a home loan in South Africa.
from The Property Corner with Rowan Alexander · host Rowan Alexander
In this episode, we explore age limits when applying for a bond in South Africa. Can you still get a bond at 70? How do the banks view applications from people nearing retirement? We break down how Absa, Nedbank, Standard Bank and FNB approach late-stage bond applications, including maximum repayment ages and loan terms.Whether you are planning your retirement, looking for a property investment, or simply curious about bond options later in life, this short episode gives you a clear understanding of what to expect and how to prepare.Remember, while the banks generally require bonds to be fully repaid by the age of 75, you may still apply later in life if you can show the ability to repay.Like, subscribe and hit the notification bell to stay up to date with our latest episodes.In this episode:00:00 Introduction00:39 How banks view age limits for bonds01:38 Bank policies03:11 Why people over 65 still apply04:57 Affordability after retirement06:53 Final answer#BondApplication #PropertyInvestment #BondTips #FinancialPlanningSA #RetirementPlanning #SouthAfricaPropertySubscribe to us on your favourite podcast platform : Youtube: http://youtube.com/@propertycornerzaSpotify: https://shorturl.at/horJTApple Podcasts: https://shorturl.at/alFG7
What this episode covers
In this episode, we explore age limits when applying for a bond in South Africa. Can you still get a bond at 70? How do the banks view applications from people nearing retirement? We break down how Absa, Nedbank, Standard Bank and FNB approach late-stage bond applications, including maximum repayment ages and loan terms.Whether you are planning your retirement, looking for a property investment, or simply curious about bond options later in life, this short episode gives you a clear understanding of what to expect and how to prepare.Remember, while the banks generally require bonds to be fully repaid by the age of 75, you may still apply later in life if you can show the ability to repay.Like, subscribe and hit the notification bell to stay up to date with our latest episodes.In this episode:00:00 Introduction00:39 How banks view age limits for bonds01:38 Bank policies03:11 Why people over 65 still apply04:57 Affordability after retirement06:53 Final answer#BondApplication #PropertyInvestment #BondTips #FinancialPlanningSA #RetirementPlanning #SouthAfricaPropertySubscribe to us on your favourite podcast platform : Youtube: http://youtube.com/@propertycornerzaSpotify: https://shorturl.at/horJTApple Podcasts: https://shorturl.at/alFG7
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How old can you be to get a home loan in South Africa.
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