How One Author Challenged An $85,000 Debt with Tommy Kilpatrick episode artwork

EPISODE · Sep 8, 2026 · 21 MIN

How One Author Challenged An $85,000 Debt with Tommy Kilpatrick

from Overcome Yourself The Podcast With Nicole Tuxbury · host Nicole

Send us Fan MailWe hear Tommy Kilpatrick’s story of going from a promised infomercial breakthrough to $85,000 in credit card balances and a deep dive into what banks can and can’t prove. We focus on how language, paperwork, and credit reporting shape your options when you feel trapped by debt. • Tommy’s contract cancellation and the emotional crash that follows • The claim that no invoice and no promissory note changes the obligation • A practical distinction between merchant credit and bank-issued cards • Why statements feel like bills and how that framing drives behavior • “Language is law” and how one courtroom question ended three cases • A proposed sequence of letters, complaints, and evidence using credit reports • Rebuilding after starting over and the reality of getting credit again  Support the showUnlock the secrets to online business success with these FREE and low-cost resources from Nicole! -Join our supportive FB Group to connect with like-minded entrepreneurs and get exclusive tips and advice: https://nicoletuxbury.com/facebook-Get your copy of the Best of the Profit Machine Summit Book shipped to you to learn from 15+ experts on how to turn your online business into a Profit Machine for only $13!  https://nicoletuxbury.com/profit-machine-summit-e-book/- Get instant access to the Coaches Guide To Print on Demand Video Course + Spreadsheet for only $17: https://nicoletuxbury.com/product/coaches-guide-to-pod-with-resource-file/Explore these amazing resources and start your journey to success today! Ready to skyrocket your online business?Book your call to discuss working together one-on-one with me to craft custom strategies and implement powerful systems that will help you smash your goals and unleash your business's full potential!Don't wait – let's kickstart your journey to success right now! Book your call with me today!  https://nicoletuxbury.com/introcall...

Episode metadata supplied by the publisher feed · Published Sep 8, 2026

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Send us Fan Mail We hear Tommy Kilpatrick’s story of going from a promised infomercial breakthrough to $85,000 in credit card balances and a deep dive into what banks can and can’t prove. We focus on how language, paperwork, and credit reporting shape your options when you feel trapped by debt. • Tommy’s contract cancellation and the emotional crash that follows • The claim that no invoice and no promissory note changes the obligation • A practical distinction between merch...

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How One Author Challenged An $85,000 Debt with Tommy Kilpatrick

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This episode was published on September 8, 2026.

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