How One Investor Uses a Self-Directed Solo 401k for Real Estate

Episode 21 dives into the self-directed Solo 401k — a retirement account that lets you buy rental properties, private loans, and syndications with pre-tax dollars. Lucas and Luna walk through how one investor, a teacher named Maria, rolled her old 401k into a Solo 401k and used $82,000 to fund a down payment on a duplex. They explain the rules: no prohibited transactions, no disqualified persons, and the UBIT threshold for leveraged deals. They also break down the difference between a Solo 401k and a Self-Directed IRA — why the Solo 401k allows for checkbook control and loan options. By the end, you'll know exactly how to set one up and what traps to avoid. #SelfDirectedSolo401k #RealEstateInvesting #RetirementAccounts #Solo401k #UBIT #ProhibitedTransactions #DisqualifiedPersons #CheckbookControl #Duplex #TeacherInvestor #RealEstateWealth #FinancialIndependence #TaxAdvantaged #RealEstateIRA #SelfDirectedIRA #FexingoBusiness #BusinessPodcast #Finance Keep every episode free: buymeacoffee.com/fexingo