How One Landlord Bought a Quadplex With an FHA Loan

Episode 13 of The Real Estate Investing Podcast with Fexingo dives into the FHA 203(b) loan program and how one first-time buyer, Sarah, used it to purchase a four-unit quadplex in Denver with just 3.5 percent down. Lucas and Luna walk through the math: how she qualified, the owner-occupancy requirement, rental income from the other three units covering the mortgage, and the net cash flow after expenses. They discuss the risks—like the FHA's strict property condition standards and the 12-month occupancy rule—and why this strategy works best in markets where price-to-rent ratios are favorable. Tune in for a concrete case study on house hacking with government-backed financing. #FHA203b #Quadplex #HouseHacking #FirstTimeBuyer #DenverRealEstate #LowDownPayment #CashFlow #RentalProperties #RealEstateInvesting #FexingoBusiness #BusinessPodcast #FinancePodcast #RealEstateWealth #OwnerOccupancy #MortgageStrategy #SarahCaseStudy #MultiUnit #PropertyManagement Keep every episode free: buymeacoffee.com/fexingo