How One Landlord Finances Rentals With Self-Directed IRA

In this episode, Lucas and Luna explore how real estate investors can use a self-directed IRA to buy rental properties with tax-advantaged retirement funds. They walk through the story of a 45-year-old investor who used a checkbook-control SDIRA to purchase a four-unit property in Cleveland without taking a distribution or paying capital gains taxes. The hosts break down the rules — prohibited transactions, unrelated business income tax (UBIT), and the self-dealing prohibition — and explain why a custodian still matters even with checkbook control. They also compare the Solo 401k alternative for higher-income earners. The episode closes with a practical warning: one mistake can disqualify the entire account. If you have a 401k from an old job and want to invest in real estate without penalties, this episode is for you. #SelfDirectedIRA #RealEstateIRA #CheckbookControlIRA #SDIRA #RetirementRealEstate #Custodian #UBIT #RentalProperty #TaxAdvantagedInvesting #FexingoRealEstate #Finance #BusinessPodcast #RealEstateInvesting #PropertyManagement #TaxStrategy #401k #Solo401k #PassiveIncome Keep every episode free: buymeacoffee.com/fexingo