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How Open Banking Is Rewiring Consumer Identity episode artwork

Oct 20, 2026 13 min

How Open Banking Is Rewiring Consumer Identity

from Fintech Conversations with Fexingo: Banking, Payments, and Financial Software Companies Hosted by Fexingo

Most people think open banking is just about moving money faster. It’s actually about identity. We look at how the UK’s Open Banking standard has shifted power from banks to consumers, and why that model is struggling to take off in the US despite having similar technology. Lucas and Luna break down the regulatory friction, the role of third-party providers, and what happens when your financial data becomes a portable asset rather than a locked vault. #OpenBanking #DataPortability #ConsumerIdentity #FintechRegulation #UKFintech #USBanking #ThirdPartyProviders #FinancialData #APIEconomy #ConsentManagement #BankingStandards #DigitalPrivacy #EmbeddedFinance #LucasAndLuna #FexingoBusiness #BusinessPodcast #FinanceNews #TechTrends2026 Keep every episode free: buymeacoffee.com/fexingo

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How Open Banking Is Rewiring Consumer Identity

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This episode is 13 minutes long.

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This episode was published on October 20, 2026.

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