How Pensions Change Everything For Your Retirement

In this episode of the AskTMFG Podcast, Financial Advisors Carlo Cansino and John Iaconetti break down how the decline of pension coverage in Canada has completely changed retirement planning for millions of Canadians. They explain why having a pension can dramatically improve retirement security, and why not having one may require a very different savings and investment strategy. The conversation explores how pensions help reduce sequence of returns risk, create more predictable retirement income, and improve long-term tax planning.  👉 Watch the full episode here: https://youtu.be/_TDPkF4claU  Question for our listeners: Do you think Canadians without pensions fully realize how much more responsibility falls on their personal retirement savings? 👉 If you’d like help building a retirement strategy tailored to your goals, we’re offering a complimentary portfolio analysis: https://tmfg.ca/portfolio-analysis/ Follow us on our social channels: LinkedIn: The McClelland Financial Group Facebook: https://www.facebook.com/tmfg.ca Instagram: https://www.instagram.com/themcclellandfinancialgroup_/