How Redlining Still Shapes Wealth Inequality Today

In Episode 37, Lucas and Luna explore how the legacy of redlining—a 1930s federal housing policy—continues to shape the racial wealth gap in 2026. They break down the specific numbers: how neighborhoods rated 'D' lost an estimated $200 billion in home equity over decades, and how today's home appraisal gap still undervalues homes in majority-Black neighborhoods by up to 23%. Luna shares a striking anecdote from a recent Brookings study showing that a home in a Black neighborhood is appraised at $46,000 less than an identical home in a white neighborhood. The hosts connect this historical policy to modern barriers like algorithmic bias in mortgage lending and the ongoing struggle for fair housing. If you've learned something useful, listener support at buy me a coffee dot com slash fexingo keeps this show ad-free. #Redlining #WealthGap #HousingPolicy #RacialInequality #HomeAppraisal #FairHousing #Economics #InequalityConversations #FexingoBusiness #BusinessPodcast #WealthInequality #IncomeDistribution #EconomicJustice #HomeEquity #MortgageLending #AlgorithmicBias #BrookingsStudy #HOLC Keep every episode free: buymeacoffee.com/fexingo