How Retirees Can Use a Donor-Advised Fund for Tax-Efficient Giving

Episode 102 of Retirement Planning with Fexingo explores donor-advised funds (DAFs) as a strategic tool for retirees who want to give to charity while maximizing tax benefits. Lucas and Luna break down how a DAF works, the tax advantages of donating appreciated stock instead of cash, and the rule that lets you bunch multiple years of contributions into one tax year. They walk through a concrete example: a retiree with $50,000 in appreciated shares reducing their taxable income and avoiding capital gains tax. The hosts also compare DAFs to traditional foundations and discuss the annual '50 percent of adjusted gross income' deduction limit. No prior episodes have covered this topic, making it a fresh angle for listeners interested in estate planning and philanthropy in retirement. #DonorAdvisedFund #CharitableGiving #RetirementPlanning #TaxStrategy #AppreciatedStock #BunchingDonations #Philanthropy #EstatePlanning #CapitalGains #ItemizedDeduction #StandardDeduction #Finance #PersonalFinance #Retirement #FexingoBusiness #BusinessPodcast #LucasAndLuna #TaxEfficient Keep every episode free: buymeacoffee.com/fexingo