EPISODE · Aug 14, 2026 · 9 MIN
How Retirement Changes the Rules of Risk
from The MPowered Finance Podcast with Sid Misra, CFP® · host Sid Misra, Certified Financial Planner™
Should you take less investment risk as you get closer to retirement? Or does retirement change which risks you should be paying attention to?Once your portfolio begins replacing your paycheck, market risk is only part of the picture. Withdrawals, taxes, inflation, longevity, Social Security, and the timing of market returns all begin to interact.In this video, I explore why retirement risk is less about simply becoming “more conservative” and more about coordinating your investments, retirement income, withdrawal strategy, and taxes.Because retirement doesn’t eliminate risk. It changes the scorecard. If you've ever asked yourself, "What risks am I missing?", this video is for you.Sid Misra, Certified Financial Planner™Beacon Financial Group#retirementincome #retirementplanning #retirementwithdrawals #financialplanning #taxplanning #socialsecurity #retirementstrategy #401k #IRA #RothIRA #medicare #wealthmanagement---I'd be happy to have a brief conversation to discuss your needs and to see if we would be a good fit to work togetherSchedule an intro call with me: ... Sid Misra, Certified Financial Planner™Beacon Financial Group#retirementincome #retirementplanning #retirementwithdrawals #financialplanning #taxplanning #socialsecurity #retirementstrategy #401k #IRA #RothIRA #medicare #wealthmanagement---I'd be happy to have a brief conversation to discuss your needs and to see if we would be a good fit to work togetherSchedule an intro call with me: ...
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What this episode covers
Should you take less investment risk as you get closer to retirement? Or does retirement change which risks you should be paying attention to? Once your portfolio begins replacing your paycheck, market risk is only part of the picture. Withdrawals, taxes, inflation, longevity, Social Security, and the timing of market returns all begin to interact. In this video, I explore why retirement risk is less about simply becoming “more conservative” and more about coordinating your investment...
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How Retirement Changes the Rules of Risk
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