How Retirement Plan Fees Can Cost You Decades of Growth

In this episode, Lucas and Luna dig into the quiet retirement killer that most people overlook: account fees. Using a concrete example, they show how a seemingly small 1 percent fee on a $100,000 portfolio can wipe out nearly $100,000 over thirty years—money that could otherwise compound into a much larger nest egg. They break down the common places these fees hide, from 401k plan administration to mutual fund expense ratios, and explain the difference between a good adviser's fee and a drag you never even see. Lucas shares the revealing numbers from a typical plan, and Luna brings up the often-ignored fact that fee differences are the one thing you can control at the start of your retirement journey. If you've ever wondered why your retirement projection looks smaller than the math suggests, this episode gives you the tools to spot the leak and plug it. #RetirementPlanning #401kFees #IRA #ExpenseRatios #CompoundInterest #FinancialPlanning #WealthManagement #RetirementSavings #InvestmentFees #Fiduciary #IndexFunds #RetireEarly #Finance #PersonalFinance #Investing #FexingoBusiness #BusinessPodcast #MoneyMatters Keep every episode free: buymeacoffee.com/fexingo