How Roth IRA Self-Directed Investing Unlocks Real Estate

Episode 43 of Roth IRA with Fexingo explores self-directed Roth IRAs for real estate. Lucas and Luna break down the rules: you can own rental property inside a Roth IRA, but the tax traps are severe — no personal use, no self-dealing, and all expenses must flow through the IRA. They walk through a concrete example of buying a $200,000 rental via an LLC owned by a self-directed Roth IRA, calculating the tax-free rental income and appreciation, but also the risk of prohibited transaction penalties. Listeners learn why a standard brokerage Roth IRA can't hold physical real estate and why a custodian like Equity Trust or Rocket Dollar is required. The episode ends with a low-key ask for listener support at buy me a coffee dot com slash fexingo. #RothIRA #SelfDirectedIRA #RealEstateInvesting #TaxFreeIncome #RentalProperty #ProhibitedTransactions #SDIRA #PassiveInvesting #RetirementPlanning #Finance #FexingoBusiness #BusinessPodcast #WealthBuilding #IRS #LLC #RealEstate #Retirement #Fexingo Keep every episode free: buymeacoffee.com/fexingo