How Scammers Use Public Records To Trick Homeowners

You just bought a house. Congratulations.Now brace yourself—the scam letters are coming.Some look like ads. Easy to spot.But others? They look like BILLS. Official logos. Your exact purchase price. County records. Property ID numbers. Payment coupons. Even a spot to write in your credit card info.And that's where homeowners get absolutely nailed.In this episode, I'm walking you through what happened when one of my clients almost handed over $98 (and their credit card details) for something they already owned... and how one quick text saved them from getting scammed.I'll show you how scammers use public records to make their letters look legit, what red-flag phrases to watch for, why your information isn't as private as you think, and the one dead-simple rule that could save you thousands.Plus—I'm diving into email phishing scams, fake Zoom links, and why you need a family safe word in the age of AI.If you own a house (or you're about to), this might be the most important episode you listen to all year.Text me a picture. I'll help you figure it out.SHOW NOTES:Episode: How Scammers Use Public Records To Trick HomeownersWhat We Cover:The $98 scam letter that looked 100% legit (and almost fooled ME)How scammers get your name, address, purchase price, loan amount, and moreWhy "official-looking" doesn't mean "official"The psychological trick that makes these letters so damn effectiveRed-flag phrases to look for: "This is a solicitation," "Not affiliated with your lender," "Not affiliated with any government agency"How public your information really is (spoiler: it's ALL out there)The one rule that stops scams cold: Text me a picture BEFORE you payWhat types of mail to expect after closing (and which ones to question)How to verify suspicious letters WITHOUT using the contact info they provideWhy your mortgage servicer keeps trying to get you to refinance (and why you probably shouldn't)Email phishing scams that are getting scary goodFake Zoom links targeting realtors and homeownersWhy you need a family safe word in the age of AI deepfakesThe Bottom Line:When you buy a house, almost ALL of your information becomes public record.Scammers use that to send letters, emails, and links that look like they're from your county, your lender, or some official agency.They're not.Before you pay ANYTHING, verify it. And if you're one of my clients? Text me the picture.I'd rather get a "Is this fake?" text than an "I already paid this" text.Resources Mentioned:Your county clerk's office (for FREE copies of deeds and property records)Your mortgage servicer (use the contact info from your official statement, NOT random letters)Your insurance agent (for any insurance-related questions)Property Radar (the tool I use to pull public records—$97/month)SearchPeopleFree.com (to see just how much of your info is already out there)Action Steps:Save my phone number if you're a clientText me a picture of ANY questionable mail, email, or linkLook for red-flag phrases on lettersVerify independently—don't use contact info from suspicious lettersSet up a family safe word for phone/video callsBe suspicious of Zoom links from people you don't know (check the URL carefully)Got a questionable letter, email, or link?Don't guess. Text me a picture. I'll help you figure it out.Subscribe so you don't miss the next episode.Schedule your free consultation- http://schedulewithkeithgo.com  Send me a message - [email protected]