EPISODE · Apr 14, 2026 · 26 MIN
How Spencer Vann Built an 8-Figure Real Estate Business at 24 Through Surplus Funds
from Mirror Talk: Soulful Conversations · host Tobi Ojekunle
In this episode of Mirror Talk: Soulful Conversations, we sit down with Spencer Vann, the Co-Founder and CEO of SurplusFund.com, to explore how he built an 8-figure company at just 24 years old.Spencer shares the powerful turning point that changed the direction of his life. After shattering his ankle at 15 and losing his identity as a basketball player, he found himself in a season of pain, recovery, and deep reflection. What could have broken him became the beginning of a new path. During those months, he immersed himself in business and real estate, laying the foundation for the entrepreneurial journey that would later transform his life.In this conversation, Spencer explains the world of surplus funds, a little-known real estate niche that allows people to create income by helping others recover money they may not even know belongs to them. He also opens up about discipline, consistency, daily habits, entrepreneurship, failure, persistence, and the mindset required to succeed in business long term.This episode is for anyone who wants to build wealth, think differently, and learn how to turn setbacks into opportunities.In this episode, you will learn:How Spencer Vann went from injury and uncertainty to building an 8-figure businessWhat surplus funds are and how this real estate niche worksHow to start in the surplus funds businessWhy daily routines and personal discipline shape long-term successHow to get more deals and build trust in businessThe biggest misconceptions people have about moneyWhat entrepreneurs must understand about patience, persistence, and responsibilityTimestamps:00:00 Introduction to Spencer Vann and his journey01:02 How a shattered ankle changed Spencer’s life02:27 Turning pain into purpose through real estate03:57 What surplus funds are and how they work05:30 How to start finding surplus fund opportunities06:58 Building trust and closing deals08:01 The FCC method: Find, Connect, Collect09:16 Overcoming objections and standing out10:38 How Spencer gets more deals in business11:15 Why consistency matters more than hype12:28 Lessons on entrepreneurship and problem-solving13:50 Marketing and customer acquisition strategies14:46 Systems, process, and avoiding shiny object syndrome16:03 How daily habits influence success17:39 The power of patience and long-term execution18:47 Why entrepreneurship requires full commitment20:24 The connection between sports and business performance21:39 Inside Surplus Fund Academy23:45 Coaching, application process, and who it is for24:57 Pain of discipline versus regret26:09 Best ways to connect with SpencerResources and Links:Website: https://www.surplusfund.com/Instagram: https://www.instagram.com/spencerjvann/Facebook: https://www.facebook.com/spencerjvannYouTube: https://www.youtube.com/c/SpencerJVann/Connect with Mirror Talk:Website: https://mirrortalkpodcast.com/Ask Mirror Talk: https://mirrortalkpodcast.com/ask-mirror-talk/If this episode spoke to you, subscribe to Mirror Talk: Soulful Conversations, share it with someone building a dream, and leave a rating or review. Your support helps more people discover conversations that inspire clarity, growth, and transformation.Ask what is on your heart. Mirror Talk will reflect back what may help you see more clearly. Try it here: https://mirrortalkpodcast.com/ask-mirror-talk/Thank you for joining me on this MIRROR TALK podcast journey. Please subscribe to any platform and remember to leave a review and rating.Stay connected: https://linktr.ee/mirrortalkpodcast More inspiring episodes and show notes are here: https://mirrortalkpodcast.com/podcast-episodes/ Your opinions, thoughts, suggestions, and comments are important to us. Please share them here: https://mirrortalkpodcast.com/your-opinion-matters/ Could you support us by becoming a Patreon? Please consider subscribing to one or more of our offerings at http://patreon.com/MirrorTalk
What this episode covers
In this episode of Mirror Talk: Soulful Conversations, we sit down with Spencer Vann, the Co-Founder and CEO of SurplusFund.com, to explore how he built an 8-figure company at just 24 years old.Spencer shares the powerful turning point that changed the direction of his life. After shattering his ankle at 15 and losing his identity as a basketball player, he found himself in a season of pain, recovery, and deep reflection. What could have broken him became the beginning of a new path. During those months, he immersed himself in business and real estate, laying the foundation for the entrepreneurial journey that would later transform his life.In this conversation, Spencer explains the world of surplus funds, a little-known real estate niche that allows people to create income by helping others recover money they may not even know belongs to them. He also opens up about discipline, consistency, daily habits, entrepreneurship, failure, persistence, and the mindset required to succeed in business long term.This episode is for anyone who wants to build wealth, think differently, and learn how to turn setbacks into opportunities.In this episode, you will learn:How Spencer Vann went from injury and uncertainty to building an 8-figure businessWhat surplus funds are and how this real estate niche worksHow to start in the surplus funds businessWhy daily routines and personal discipline shape long-term successHow to get more deals and build trust in businessThe biggest misconceptions people have about moneyWhat entrepreneurs must understand about patience, persistence, and responsibilityTimestamps:00:00 Introduction to Spencer Vann and his journey01:02 How a shattered ankle changed Spencer’s life02:27 Turning pain into purpose through real estate03:57 What surplus funds are and how they work05:30 How to start finding surplus fund opportunities06:58 Building trust and closing deals08:01 The FCC method: Find, Connect, Collect09:16 Overcoming objections and standing out10:38 How Spencer gets more deals in business11:15 Why consistency matters more than hype12:28 Lessons on entrepreneurship and problem-solving13:50 Marketing and customer acquisition strategies14:46 Systems, process, and avoiding shiny object syndrome16:03 How daily habits influence success17:39 The power of patience and long-term execution18:47 Why entrepreneurship requires full commitment20:24 The connection between sports and business performance21:39 Inside Surplus Fund Academy23:45 Coaching, application process, and who it is for24:57 Pain of discipline versus regret26:09 Best ways to connect with SpencerResources and Links:Website: https://www.surplusfund.com/Instagram: https://www.instagram.com/spencerjvann/Facebook: https://www.facebook.com/spencerjvannYouTube: https://www.youtube.com/c/SpencerJVann/Connect with Mirror Talk:Website: https://mirrortalkpodcast.com/Ask Mirror Talk: https://mirrortalkpodcast.com/ask-mirror-talk/If this episode spoke to you, subscribe to Mirror Talk: Soulful Conversations, share it with someone building a dream, and leave a rating or review. Your support helps more people discover conversations that inspire clarity, growth, and transformation.Ask what is on your heart. Mirror Talk will reflect back what may help you see more clearly. Try it here: https://mirrortalkpodcast.com/ask-mirror-talk/Thank you for joining me on this MIRROR TALK podcast journey. Please subscribe to any platform and remember to leave a review and rating.Stay connected: https://linktr.ee/mirrortalkpodcast More inspiring episodes and show notes are here: https://mirrortalkpodcast.com/podcast-episodes/ Your opinions, thoughts, suggestions, and comments are important to us. Please share them here: https://mirrortalkpodcast.com/your-opinion-matters/ Could you support us by becoming a Patreon? Please consider subscribing to one or more of our offerings at http://patreon.com/MirrorTalk
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How Spencer Vann Built an 8-Figure Real Estate Business at 24 Through Surplus Funds
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