How Student Loan Payments Affect Your Tax Refund episode artwork

EPISODE · Jun 12, 2026 · 7 MIN

How Student Loan Payments Affect Your Tax Refund

from Debt Payoff with Fexingo: Credit Cards, Student Loans, and Getting Out of Debt · host Fexingo

Episode 47 of Debt Payoff with Fexingo tackles a surprise many borrowers face: the tax refund intercept. Lucas and Luna explain how the Treasury Offset Program works, why your refund can be taken to pay defaulted student loans, and what steps you can take to avoid or fix it. They walk through real-world examples, including the impact on married couples filing jointly and how to use innocent spouse relief. The episode also covers repayment options like loan rehabilitation and consolidation that can stop the intercept. Practical advice for anyone with federal student loans in default. #StudentLoans #TaxRefund #TreasuryOffset #DebtPayoff #LoanDefault #TaxSeason #Finance #FexingoBusiness #BusinessPodcast #CreditScore #LoanRehabilitation #LoanConsolidation #InnocentSpouse #IRS #StudentLoanServicing #FinancialLiteracy #MoneyTips #DebtRelief Keep every episode free: buymeacoffee.com/fexingo

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How Student Loan Payments Affect Your Tax Refund

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This episode is 7 minutes long.

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This episode was published on June 12, 2026.

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