How Target-Date Fund Glide Paths Affect Your Retirement

In this episode of The 401k Podcast with Fexingo, Lucas and Luna zoom in on target-date fund glide paths—the formula that shifts your portfolio from stocks to bonds as you near retirement. They explain why not all glide paths are created equal, using Vanguard's 2030 fund as a concrete example, and discuss how a 'to-retirement' vs 'through-retirement' approach can change outcomes by tens of thousands of dollars. They also cover the hidden fees within target-date fund-of-funds and why your plan's default investment may not match your risk tolerance. If you've ever wondered whether your TDF is too conservative or too aggressive, this episode gives you the framework to decide. #TargetDateFunds #GlidePath #Vanguard #RetirementPlanning #401k #InvestmentStrategy #BondsVsStocks #AssetAllocation #FiduciaryDuty #FeeTransparency #RetirementIncome #SequenceOfReturnsRisk #PersonalFinance #Finance #FexingoBusiness #BusinessPodcast #EmployeeBenefits #RetirementSavings Keep every episode free: buymeacoffee.com/fexingo