How the 2026 Flood Maps Are Reshaping Home Values

In this episode, Lucas and Luna dive into the recent release of updated flood hazard maps by FEMA and their surprising impact on home values across the country. They focus on a specific case: a neighborhood in Charleston, South Carolina, where homes previously considered low-risk are now designated high-risk. Lucas explains how the new maps are already affecting mortgage requirements, insurance premiums, and property sales. Luna brings up the broader question of whether this will accelerate migration to lower-risk areas, like the Great Lakes region. The conversation covers the financial mechanics of flood insurance rate changes, the role of private insurers, and what homeowners can do now. No hot takes—just concrete numbers and real estate market logic. Plus, the hosts share how listener support keeps the show ad-free. #FEMA #FloodMaps #HomeValues #CharlestonSC #FloodInsurance #ClimateRisk #RealEstate #PropertyValues #MortgageLending #InsurancePremiums #GreatLakesMigration #DisclosureRules #PrivateFloodInsurance #NFIP #CoastalRealEstate #Business #FexingoBusiness #BusinessPodcast Keep every episode free: buymeacoffee.com/fexingo