How the 3-Month Yield Is Changing Bond Strategy in 2026

Episode 12 of The Bond Investing Podcast with Fexingo: Treasuries, Corporate Bonds, and Fixed Income Strategy. Lucas and Luna dig into a shift that's easy to overlook when everyone's watching the 10-year: the 3-month Treasury yield has crept up to 3.68 percent, the highest level since late 2023, while the rest of the curve has been rallying. They unpack what this means for money market funds, cash allocation, and the Federal Reserve's next move — and why a steepening curve from the short end signals something different than a steepening from the long end. With the 10-year at 4.57 percent and the 30-year at 5.10 percent, the hosts walk through a specific trade idea using 2-year versus 3-month Treasury ETFs, and why investors sitting in cash may be missing a rotation into intermediate maturities. No hot takes. Just the mechanics. #TreasuryYields #ThreeMonthYield #BondStrategy #FederalReserve #MoneyMarketFunds #CashAllocation #YieldCurve #SteepeningCurve #ShortEnd #BondInvesting #FixedIncome #TreasuryETFs #InterestRates #Finance #FexingoBusiness #BusinessPodcast #LucasAndLuna #BondMarket2026 Keep every episode free: buymeacoffee.com/fexingo