How the NAIC Model Act Could Change Your Coverage

Episode 59 of Insurance Conversations with Fexingo explores the NAIC Model Act on credit-based insurance scoring. Lucas and Luna break down how this regulatory model could limit insurers' use of credit history to set premiums, what it means for consumers with thin files, and why states like Maryland and California are already adopting variants. The hosts tie the discussion to actual FICO score ranges and policy surcharge examples, then close with a natural listener-support ask. #NAIC #ModelAct #CreditBasedInsurance #InsuranceScoring #FICO #ConsumerProtection #StateInsuranceRegulation #MarylandInsurance #CaliforniaInsurance #PremiumSurcharge #ThinFileConsumers #InsuranceReform #Finance #Insurance #FexingoBusiness #BusinessPodcast #InsuranceConversations #PolicyCoverage Keep every episode free: buymeacoffee.com/fexingo