How The Rule of 25 Misses Your Healthcare Costs

The standard FIRE formula multiplies your annual spending by twenty-five to find your number. It works for rent and groceries, but it often fails when you factor in healthcare premiums and out-of-pocket costs before Medicare eligibility. We break down the hidden gap between age sixty and age sixty-five, where many early retirees face their steepest financial cliff. Lucas and Luna examine a specific case study of a couple who underestimated this risk and how adjusting your withdrawal strategy can protect your nest egg from being drained by medical bills. #FIREMovement #FinancialIndependence #EarlyRetirement #HealthcareCosts #RuleOf25 #RetirementPlanning #MedicareGap #HealthInsurance #FexingoBusiness #BusinessPodcast #PersonalFinance #InvestingStrategy #RetirementNumber #BudgetingTips #WealthManagement #CostOfLiving #RiskManagement #FIRECommunity Keep every episode free: buymeacoffee.com/fexingo