How the Tax Code Shapes Your Capital Gains Harvesting Strategy

Lucas and Luna explore a tax strategy that most investors overlook: capital gains harvesting. They break down how the 0% long-term capital gains bracket works, using a concrete example of a married couple earning $80,000 in 2026, and explain how investors can sell appreciated assets, pay zero tax, and reset their cost basis. The episode covers the key numbers, the income thresholds, the net investment income tax trap, and why this strategy matters more when the market is flat or down. They also discuss how the Tax Cuts and Jobs Act's bracket structure interacts with inflation adjustments, and why ignoring this move can cost investors thousands over a lifetime. #CapitalGainsHarvesting #TaxStrategy #InvestmentTax #ZeroPercentBracket #TaxLossHarvesting #LongTermCapitalGains #TaxPlanning #PortfolioManagement #LTCG #StepUpInBasis #NIIT #MarriedFilingJointly #CostBasis #WealthManagement #Economics #Business #FexingoBusiness #BusinessPodcast Keep every episode free: buymeacoffee.com/fexingo