How the Tax Code Shapes Your College Savings in 2026

Lucas and Luna unpack the tax-advantaged accounts families use to save for higher education — 529 plans, Coverdell ESAs, and the lesser-known ABLE accounts. They walk through the specific numbers: how much you can contribute, what counts as a qualified withdrawal, and how the SECURE Act's changes to 529 rollovers to Roth IRAs work in practice. They also discuss the trade-offs between prepaid tuition plans and savings plans, and what happens if your kid doesn't go to college. With 529 plan assets now topping $500 billion nationwide, and average account balances around $30,000, this is a concrete guide to one of the most powerful — and confusing — tax breaks in the code. #TaxPolicy #CollegeSavings #529Plans #CoverdellESA #ABLEAccounts #EducationSavings #SECUREAct #RothIRA #QualifiedExpenses #StateTaxDeductions #PrepaidTuition #FinancialAid #Economics #FexingoBusiness #BusinessPodcast #TaxPodcast #LucasAndLuna #FiscalConversations Keep every episode free: buymeacoffee.com/fexingo