How the Tax Code Shapes Your Estate Planning in 2026

In this episode, Lucas and Luna break down how the U.S. estate tax exemption is set to drop from about $13.6 million per individual to roughly $7 million in 2026, unless Congress acts. They explain the history of the exemption, how portability works, and why even moderately wealthy families need to plan now. Using the example of a family farm worth $10 million and a tech executive with a $15 million portfolio, they show how the tax bill could climb into the millions. They also cover the role of trusts, lifetime gifts, and state-level estate taxes. No scare tactics—just clear, concrete numbers so listeners can decide if they need to talk to an advisor. The episode includes a short mention of listener support via buymeacoffee.com/fexingo. #EstateTax #TaxPolicy #InheritanceTax #EstatePlanning #TaxExemption #Portability #Trusts #GiftTax #StepUpInBasis #FamilyFarm #WealthTransfer #Economics #PersonalFinance #FexingoBusiness #BusinessPodcast #TaxPodcast #2026TaxChanges #LucasAndLuna Keep every episode free: buymeacoffee.com/fexingo