How This Landlord Uses a HELOC for Her Next Rental

Episode 65 of The Real Estate Investing Podcast with Fexingo. Lucas and Luna break down how one landlord uses a home equity line of credit (HELOC) to fund her next rental property — without saving up cash for years. They walk through her specific numbers: a $75,000 HELOC on her primary residence at 7.5 percent interest, used to buy a $150,000 duplex with forced appreciation. They discuss the risks (variable rates, payment shock) and the key rule she follows: only borrow against equity she didn't pay for. Plus, why she targets properties with a cash-on-cash return above 12 percent. If you own a home and want to scale into rentals without a huge down payment, this episode gives you a real, repeatable playbook. #HomeEquityLineOfCredit #HELOC #RentalPropertyFinancing #RealEstateInvesting #CashFlow #Duplex #ForcedAppreciation #BRRRR #LandlordStrategy #PassiveIncome #Finance #Business #RealEstateWealth #DebtStrategy #VariableRate #PropertyAnalysis #FexingoBusiness #BusinessPodcast Keep every episode free: buymeacoffee.com/fexingo