How to avoid the $300K premium trap in workers' compensation with Todd Thams

I talk with Todd Thams about how a workers compensation insurance experience mod score functions as a credit rating for your business risk management strategy. We discuss why a score above one point zero can stop you from bidding on contracts and how managing workers comp claims management effectively saves hundreds of thousands of dollars. Todd also explains the financial levers that drive insurance premium negotiation and why your safety training programs must focus on the real human impact of workplace safety.