EPISODE · Jul 22, 2025 · 18 MIN
How to Build a Budget You Can Stick to Long Term
from Wealthy After 40: Retirement Ready, Financial Freedom, Budgeting, Saving, Debt · host Dalene Higgins - Money Coach, Retirement Coach, CEO
[Ep 133] You’re trying your best to budget, but every month you overspend at least one category, right? But let me ask you, did you create your budget with a crystal ball? If you’ve ever given up on budgeting because “it never goes to plan,” this one’s for you. In this episode, I’m sharing 3 powerful mindset shifts and practical steps that will help you build a better budget.What you’ll learn:✅ Why your budget should be a plan, not a prediction✅ How to stop seeing overspending as failure and use it as feedback✅ What tracking your expenses will help you do✅ How to budget successfully long-term (hint: it’s not restriction)Additional resources:Episode 66 - Why Budgeting Isn’t Enough And What You're Leaving OutEpisode 67 - Why Avoiding Budgets Can Lead to Missing OutWhat topic or question would you love answered on the podcast?Not sure what you need to do to make retirement happen? Let’s identify your priorities and next steps in a Retirement Strategy Session. Book your session today.Looking to learn more about being retirement ready?Join the Facebook community Retirement Ready Hub to continue the conversation and learn how to accelerate your retirement progress.Wondering where your money actually goes each month? Get real answers on a money clarity call. Book yours today.Connect with meFacebook: https://www.facebook.com/dalene.higgins/
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[Ep 133] You’re trying your best to budget, but every month you overspend at least one category, right? But let me ask you, did you create your budget with a crystal ball? If you’ve ever given up on budgeting because “it never goes to plan,” this one’s for you. In this episode, I’m sharing 3 powerful mindset shifts and practical steps that will help you build a better budget. What you’ll learn: ✅ Why your budget should be a plan, not a prediction ✅ How to stop seeing overspendin...
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How to Build a Budget You Can Stick to Long Term
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