How to Build a Diversified Portfolio With Just Three ETFs

Episode 22 of Investing for Beginners with Fexingo. Lucas and Luna break down the simplest way to build a globally diversified portfolio using just three ETFs: a US total stock market fund, an international developed markets fund, and an emerging markets fund. They walk through how to allocate each slice based on your comfort zone, why rebalancing once a year beats tinkering every month, and what a 60/30/10 split actually looks like in dollar amounts for a $1,000 starter portfolio. No jargon, no hot takes—just a concrete plan you can execute today. Plus, a quick look at how this approach would have performed through the 2022 downturn and the 2023 rebound. Perfect if you're overwhelmed by the 10,000+ ETFs out there and want a framework that's boring, cheap, and effective. #ETFs #PortfolioDiversification #ThreeFundPortfolio #PassiveInvesting #IndexFunds #GlobalDiversification #Rebalancing #VTI #VXUS #EEM #USStocks #InternationalStocks #EmergingMarkets #StarterPortfolio #LazyPortfolio #FexingoBusiness #BusinessPodcast #Finance Keep every episode free: buymeacoffee.com/fexingo