How to Build Business Credit Without Risking Cash Flow

Business funding doesn’t have to feel like a mystery or a trap. In this episode of the Growth Department podcast, Chelsey Reynolds sits down with Devin Gambino, founder and CEO of Lendefied, to unpack what founders really need to know about business credit, lending strategy, and long-term financial health.Devin shares the mistakes he sees early-stage companies make, how to avoid getting stuck in a bad lending cycle, and the simple moves that can unlock better credit products and long-term wealth. From understanding your Experian BIN and building tradelines to tapping into the infinite banking concept, this episode is packed with insights you won’t hear from your average CPA.You’ll learn:What to prioritize in your first three years of business to set yourself up for better funding laterWhy most founders overextend their resources, and how to avoid itThe difference between using lending to survive and using it to scaleHow to shift from reactive decision-making to proactive financial growthIf you’ve ever wondered whether to use personal cards for business expenses, how to qualify for better credit, or when to bring in a fractional CFO, this episode is your financial cheat code.Note* we had some technical difficulties in recording this episode, but the lessons were too juicy to scrap it! If you experience poor audio quality, we have added the transcript here or you can visit our youtube for the video version with subtitles.Growth Department slows the conversation down so founders and business leaders can go further, faster.If this episode helped you think differently, follow the show and share it with someone building alongside you.