How to Buy a Home Service Business with an SBA Loan

Buying a home service business may be one of the fastest paths to building long-term wealth, but only if you're prepared for the risk.In this episode of JackQuisitions, Jack Carr explains how the SBA 7(a) loan program allows buyers to acquire HVAC, plumbing, and electrical businesses with relatively little capital down, then use growth and future acquisitions to compound value over time. He also covers the realities of SBA financing, the risks of leverage, and why great operators—not great investors—win in this business.If you've ever considered buying a business instead of climbing the corporate ladder, this episode is your introduction to the acquisition playbook.━━━━━━━━━━━━━━In this episode:→ How SBA 7(a) loans work→ Buying a business with 10–15% down→ The SBA expansion strategy→ Growing through acquisitions→ Why EBITDA growth drives value→ The risks every buyer should understand━━━━━━━━━━━━━━Follow Jack for More Acquisition Insights 𝕏: https://x.com/thehvacjack━━━━━━━━━━━━━━Sponsor━━━━━━━━━━━━━━First Internet BankLooking to buy or grow a home service business? First Internet Bank offers SBA financing for acquisitions, partner buyouts, and commercial real estate. Mention Owned and Operated for a reduced good faith deposit, a free deal review, and buyside prequalification: https://alanfib.com/ Send us Fan MailJackquisitions Newsletter — Your favorite source for how to buy small businesses. Real insights, smart strategies, zero gurus.🖊️ Sign up HERE for more insights 📢 Enjoyed the episode? ✅ Like, Comment & Subscribe for weekly insights on business acquisitions, deal flow, marketing, and growth strategies!📌 Disclaimer: Some links may include UTM parameters or affiliate relationships, meaning we may earn a commission if you make a purchase. Episodes may feature sponsors, but all opinions expressed are our own.