How to deal with Debt Collectors

Have you ever heard these words: "This is an attempt to collect a debt, and any information obtained will be used for that purpose..." ? What Rights do you REALLY have, and how do you exercise them? Two Veteran Credit Repair Experts, and Ex-Debt Collectors, discuss Debt Collection Agencies and how to effectively deal with them.  The Extra Credit Show is a show hosted by Ex-Debt Collection Agency Executive and Consumer Credit Expert Anselmo Moreno and his business partner Richard David. They have been in the consumer credit consulting business since 2005. They often found themselves talking to each other about the current state of consumer credit, debt, credit bureaus etc. Take a listen and gain some insight from our long time experience in consumer credit.