How to Evaluate an Engineering Team's Technical Debt

Lucas and Luna explore how technical debt accumulates in engineering teams and, more importantly, how to measure and prioritize it. Drawing on a real case from a Series B fintech startup, they discuss the 'debt-to-asset ratio' for codebases, why most teams measure the wrong things, and how one CTO convinced her board to allocate 20% of engineering capacity to reducing debt — without slowing down product velocity. The episode covers the difference between deliberate and inadvertent debt, the 'interest rate' analogy applied to legacy systems, and a concrete framework for deciding when to refactor versus when to ship. Practical for any engineering leader or CTO managing growing systems. #TechnicalDebt #EngineeringManagement #CTO #TechLeadership #SoftwareEngineering #CodeQuality #Refactoring #EngineeringStrategy #Fintech #SeriesB #DebtToAssetRatio #LegacySystems #EngineeringProductivity #SystemArchitecture #FexingoBusiness #BusinessPodcast #Technology #EngineeringCulture Keep every episode free: buymeacoffee.com/fexingo