How to File a Car Accident Claim and Common Mistakes to Avoid w. Ted Spaulding

What you do after an Atlanta car accident decides what your claim is worth under Georgia law. Ted Spaulding of Spaulding Injury Law walks Abby through scene steps, fault rules, deadlines, and when to call a lawyer. Questions answered in this episode: What should you do immediately after an Atlanta car accident? When is the SR-13 form required to report a Georgia car accident? How does Georgia's 50% rule affect what you can recover? Should you give the at-fault insurer a recorded statement? What if the other driver has no insurance? How does UM/UIM coverage work? Topics covered: SR-13 reporting, Georgia fault-based insurance, $25,000 minimum liability, UM/UIM coverage, 50% modified comparative negligence, recorded statements, preservation of evidence letters, vehicle black box data, diminished value, medical liens, two-year statute of limitations, ante litem notice, punitive damages, and Fulton County trial procedure. Georgia statutes referenced: O.C.G.A. § 9-3-33 (two-year statute of limitations), § 40-6-273 (SR-13 reporting), § 51-12-33 (apportionment / 50% bar), § 33-7-11 (UM/UIM coverage), § 36-33-5 (six-month city ante litem), and § 50-21-26 (one-year State of Georgia ante litem). Ted Spaulding on calling the police after every Atlanta crash: "If you're truly not at fault, the police are your best friend. They are the experts that come out." Ted Spaulding on recorded statements with at-fault insurers: "There is no law that requires you to do a recorded statement with the at fault parties insurance company. The only reason why they want it is to try to use it against you later if they can." Ted Spaulding founded Spaulding Injury Law in Atlanta and handles Georgia car accident and personal injury cases on contingency. Free consultation: spauldinginjurylaw.com Phone: (470) 695-9950 Office: 50 Hurt Plaza SE #1536, Atlanta, GA 30303 #AtlantaCarAccident #GeorgiaModifiedComparativeNegligence #SR13Form #UMUIMCoverage #FultonCountyLawyer #GeorgiaAnteLitem The information shared in this episode is for educational purposes only and is not legal advice. Every case is different. To discuss your specific situation, contact Spaulding Injury Law or a licensed Georgia attorney. Chapters 00:00:00 What to Do After a Car Accident in Atlanta, Georgia 00:00:29 What Should You Do Immediately After an Atlanta Car Accident? 00:09:54 Should You Call the Police After a Minor Atlanta Fender Bender? 00:13:15 Are You Required to Report a Car Accident in Georgia? SR-13 Form 00:15:26 Where to Get Medical Care After an Atlanta Crash? EMS to ER 00:19:21 How Does Georgia's Fault-Based Insurance System Work? 00:25:33 What Is Georgia's Minimum Liability Limit? The $25,000 Problem 00:30:04 What Is Georgia's 50% Rule? Modified Comparative Negligence 00:32:33 How Is Fault Determined? The Police Report in Atlanta Cases 00:34:39 How Do You File a Georgia Car Accident Claim? 90-Day Notice Rule 00:38:47 Should You Give Atlanta Insurance Adjusters a Recorded Statement? 00:41:50 How Do Georgia Insurance Companies Reduce or Deny Claims? 00:45:22 What Evidence Wins an Atlanta Crash Case? Video and Black Box Data 00:48:20 How Do Medical Records Affect a Georgia Settlement? Medical Liens 00:52:38 How Long Do You Have to Sue After a Georgia Car Wreck? 00:54:53 Ante Litem Notice: Suing a Georgia City or County After a Crash 00:57:33 Can You File a Claim If You Were Partly at Fault in Georgia? 00:59:03 What Damages Can You Recover in a Georgia Car Accident Claim? 01:02:58 When Should You Settle vs File a Lawsuit in Fulton County? 01:09:07 What Is the Fulton County Trial Process? Discovery and Depositions 01:12:58 When Should You Hire a Car Accident Attorney in Atlanta? 01:14:30 What Are the Biggest Mistakes That Hurt a Georgia Car Claim? 01:16:07 What If the Other Driver Has No Insurance? UM/UIM Coverage 01:17:45 Final Advice for Atlanta Car Accident Victims 01:18:33 How to Reach Spaulding Injury Law in Atlanta