How to File Bankruptcy for Free Without an Attorney

If you’re staring down debt and wondering if bankruptcy might be the right option, this episode is a must-listen. Ben Jackson joins this week’s episode of The Debt Hotline to share his personal bankruptcy experience and expert tips on how to navigate the whole bankruptcy process. Ben is the Co-founder and Chief Product Officer of Upsolve, a nonprofit that’s helped hundreds of thousands of people file bankruptcy without having to hire an attorney. Plus, Ben explains how he personally resolved more than $60,000 of debt through bankruptcy, and how it helped him find financial freedom and eventually become a homeowner.   If you’re considering bankruptcy and struggling with debt, enter Solo’s Debt Payoff Giveaway for a chance to win $4,700 towards paying off your debt from now until June 4th: https://get.solosuit.com/giveaway?utm_source=podcastSued for debt? Visit https://www.solosuit.com/?utm=podcast to resolve it.In this week’s episode of The Debt Hotline, you’ll learn: When it makes sense to respond to a lawsuit vs when to consider bankruptcyHow long the bankruptcy process takesHow bankruptcy affects your creditHHow to protect your assets, including your homeBen and George also answer real listener questions about wage garnishment, arbitration, and what to do if your credit report isn’t updating properly after discharge. Here are some important tips if you’re considering bankruptcy:You can file Chapter 7 bankruptcy for free using Upsolve.org no lawyer required.Filing bankruptcy stops most lawsuits and wage garnishments, but timing matters.Responding to a debt lawsuit first is critical—even if you plan to file bankruptcy later.Most people erase $40K–$100K in debt and only pay a $338 court fee (often waived).Common DIY mistakes include using the wrong forms and missing key deadlines.To submit a question to The Debt Hotline, you can:Call 801-613-8181 and leave a voicemailFill out this form: https://forms.gle/28gd4XFsq6ybN4Qu8Send an email to [email protected]