How to Finance a Multigenerational Home: Loan vs Title, Gift Money & Gen X Planning

Multigenerational living is no longer a niche idea. It’s becoming the new normal for Gen X families. In fact, nearly 1 in 5 homes sold recently were multigenerational, driven by shared expenses, aging parents, and adult children returning home.In this episode of Reality Bites, Dan and Angel are joined by Charleston-based lender Todd Triolo to break down how to finance a multigenerational home the right way. We move past theory and talk through real transactions Todd has closed, including how families are structuring loans, handling gift funds, and avoiding costly mistakes.We cover:Who actually needs to be on the mortgage loan vs who should be on titleHow gift money from parents or family members really worksWhy starting the financing conversation early can save time, stress, and moneyPlanning ahead so today’s solution doesn’t become tomorrow’s problem📩 Reach out early if multigenerational living is on your radar. The right structure matters.Todd’s number: 1 (843) 737-1732 Thinking about making a move?Call or text us at 843-900-6869.Gen X Realtors in Charleston—we’ve been where you are!🎥 Watch on YouTube – https://www.youtube.com/@GenXersInLowCountry-t1m 📲 Follow on Instagram – https://www.instagram.com/genxrealtors 💼 Connect on Facebook – https://www.facebook.com/share/1E6HRY5kff/?mibextid=LQQJ4d 🏡 Work with us to find your next home! https://calendly.com/mygenxteam/free-buyer-seller-consultation