How to Fund Early Retirement With a Part-Time Business

Episode 90 of The Financial Freedom Podcast explores how early retirees can use a small part-time business to supplement their investment income, reduce sequence risk, and maintain purpose. Lucas and Luna examine the 'semi-retirement' model, using the case of a tech manager who left at 45 and earns $18,000 a year from a niche consulting practice. They break down the tax advantages of earned income in early retirement, including Roth IRA contributions and health insurance deductions, and discuss how small earned income streams can dramatically improve portfolio longevity. The episode also covers practical tips for monetizing skills without building a full-time business, and warns against common pitfalls like losing sight of retirement goals. If you're considering early retirement but worry about sequence risk or want to keep a foot in the working world, this episode offers a concrete, math-backed path to semi-retirement. #SemiRetirement #PartTimeBusiness #EarlyRetirement #SequenceRisk #RothIRA #HealthInsuranceDeductions #FinancialFreedom #FIRE #SideHustle #Consulting #TaxStrategy #PortfolioLongevity #SmallBusiness #PassiveIncome #WorkOptional #Finance #FexingoBusiness #BusinessPodcast Keep every episode free: buymeacoffee.com/fexingo