How to Get an Ag Loan: What Ag Capital Providers Are Really Looking For

Are you walking into your lender’s office with a loan application or with a strategy?Mason had Landon Friend back on the show for a second conversation about understanding how to secure ag loans and position yourself as a serious operator when it's time to make the big capital ask. Topics We Cover00:00 -  What capital providers are really looking for: durability, cash flow and real estate04:15 -  The two buckets: real estate collateral vs. working capital and what each requires07:08 -  Why vertical integration makes your ag business more attractive to investors09:23 -  How to prove you’re a good operator on the working capital side11:04  The four steps to setting yourself up for a successful capital ask15:49 -  Why the bank relationship is mutual — and how to interview your lender18:00 -  Understanding credit thresholds: who makes decisions at what level20:25 -  Why the best interest rate should never be your only decision factorLinks & ResourcesBrady CFO | Fractional CFO Services for Agribusinesshttps://bradycfo.com🤝 Connect with Landon Friendhttps://www.linkedin.com/in/landonfriend/ 🤝 Connect with Mason Bradyhttps://www.linkedin.com/in/masonbrady/Built to Grow is the podcast for agribusiness owners who want to grow valuable enterprises. Every episode brings you real financial leadership and business strategy built specifically for farming, food, and ag-based businesses. Follow, rate, review, and share.Questions or topic ideas? Reach out at [email protected]