How to Get the Right Credit Card: We're Going Back to School for a Better Approach episode artwork

EPISODE · Dec 15, 2025 · 27 MIN

How to Get the Right Credit Card: We're Going Back to School for a Better Approach

from PennyWise: Personal Finance & Travel Tips

In this episode of PennyWise, host John Kiernan and guest Dr. Jessica G. Zeiss from Ball State University discuss the best ways to go about getting a credit card. It might seem like a simple topic, but there’s a lot more that goes into choosing the right credit card and actually getting approved than most people realize. John and Dr. Zeiss cover the process of getting a credit card from start to finish, highlighting money-saving strategies to use as well as costly pitfalls to avoid. They also talk about why getting a credit card is so important to achieving overall financial success and how many credit cards you should have. John answers some of your questions, too. More on this episode from WalletHub:  How to Choose a Credit Card How to Apply for a Credit Card  How to Get Approved for a Credit Card You can compare credit card offers on WalletHub to find the best card for your needs. You can also reference WalletHub’s editors’ picks for the best credit cards for building credit, rewards, 0% APR and more. 

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How to Get the Right Credit Card: We're Going Back to School for a Better Approach

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