How to invest in silver and gold without getting wrecked, with financial adviser Darcy Ungaro

Gold and silver prices are booming, and it’s being driven by something deeper: how people are feeling about their money.When trust starts to break down, investors don’t just talk about it, they move their money.Darcy Ungaro, a financial adviser and host of the NZ Everyday Investor, is seeing more New Zealanders actively asking about gold, silver, Bitcoin, and other alternatives. It’s not out of greed, but out of caution.In this episode we talk about:Why gold and silver prices are risingWhether silver is a good investment, or just dangerously volatileThe real risks behind the silver price surge (and why it can “rip your face off” if you get it wrong)Gold vs silver: how they behave differently in uncertain marketsHow to invest in gold and silver ETFs in NZ, versus holding physical metalHow to think about allocation, not hype, when markets feel unstableIf you’ve been wondering whether gold or silver belongs in your portfolio - or why so many people are suddenly asking the question - this episode will help you make sense of it.Follow me everywhere!Facebook / https://www.facebook.com/FrancesCookNZInstagram / https://www.instagram.com/francescooknzTikTok / https://www.tiktok.com/@francescooknzJoin the Money Memo newsletter for a free weekly money tip in your inbox each week https://www.francescook.co.nz/subscribeThis podcast was filmed & produced by FanaticalsVideo editing & content production by Lana ByrneAudio engineering by Tash Chittock#MakingCents #FrancesCook #Silver #Gold #Bitcoin #AlternativeInvestments #PreciousMetals #InvestmentChapters00:00:00 Introduction00:02:09 Meet Darcy Ungaro: financial adviser and everyday investor00:04:04 The rise in precious metals: what's driving it?00:15:02 Gold and silver during global instability00:17:05 Silver: the volatile cousin of gold00:27:14 Darcy's biggest mistake: trading silver with 50X leverage00:30:15 Gold vs silver: similarities and differences00:33:49 Bitcoin as digital gold: does the comparison hold up?00:41:54 How to allocate: the 80/20 portfolio approach00:48:03 Where to start: getting into gold and silver without losing your face00:51:10 Outro