How to Know You’re Ready to Buy a House episode artwork

EPISODE · Apr 14, 2026 · 38 MIN

How to Know You’re Ready to Buy a House

from FinancialGinger · host Jacob Brad Johnson

Are you actually ready to buy a house… or are you about to make a really expensive mistake?In Episode #45, I sit down with Darcee Oliva (aka the “dog-friendly realtor”) to break down what it really takes to be ready to buy a home—and where most people get it wrong.This isn’t just about getting approved for a loan.It’s about knowing if you can actually afford the life that comes with it.We cover:- The real “green flags” that mean you’re ready to buy- Why buying a home is NOT a 30-year commitment- The biggest mistakes first-time buyers make- How to avoid becoming “house poor”- Why talking to a lender early changes everything- Hidden costs people forget (utilities, repairs, insurance, HOAs)- What to know about condos, townhomes, and starter homes- Why inspections matter (even on new builds)- Red flags that mean you should NOT buy yetIf you’ve been thinking about buying a house, or wondering if now is the right time, this episode will give you clarity. So click play!Connect with Darcee! - Darcee Oliva"The Dog Friendly Realtor"Insta: https://www.instagram.com/realtordarceeutah/Connect with Jacob🌐 bio.site/FinancialGingerFB: https://www.facebook.com/FinancialGingerInsta: https://www.instagram.com/financialginger/FinancialGinger — Wise money choices, for peace and empowerment.Subscribe for more real-world financial conversations and no-BS advice. 🎤🎤 Episode #45: FinancialGinger

Episode metadata supplied by the publisher feed · Published Apr 14, 2026

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