How to lower your mortgage payments for the first year (Before the June 30 Deadline!)

"Waiting can cost you more in the long run." 🛑 If you're trying to navigate the Southern California housing market right now, those words from mortgage expert Rick Dennis couldn't be more true. In our latest podcast episode, Rick pulls back the curtain on a unique strategy called the 'First Year Flex' mortgage program. It's designed specifically to give buyers significant financial breathing room and thousands in savings during their first year of homeownership. But timing is everything—rates for this program must be locked in before June 30. 🗓️ The good news? "Market rates are starting to come down," which means the upcoming summer market is going to be incredibly busy, but packed with real opportunities if you have the right strategy in place. Whether you're a first-time buyer trying to maximize your budget or looking to make a move-up purchase this summer, this episode is a must-listen. Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803