How to Pay for College Without Losing Your Mind (or Your Money)

How to Pay for College: Scholarships, FAFSA Timing, and Family Money Talks Valerie Alston and guest Shelly Howard discuss how sports families can fund college through early, honest conversations about what parents can contribute, whether loans are on the table, and the student’s role in earning merit scholarships. Howard explains four “buckets” of money, notes scholarships can be pursued as early as fourth grade, and emphasizes getting a clear estimate of what colleges expect you to pay using a Student Aid Index (SAI) calculator. She highlights that FAFSA considers not only income but where assets are held, and warns planning should start well before late junior year. The episode stresses that the biggest money can come from choosing the right, more generous college and from students building a strong “resume” of authentic leadership and activities. They offer conversation starters like the “millionaire” game to gauge values and financial literacy, and share resources including books and a 30-minute discovery call at collegereadyplan.info.00:00 College Cost Wakeup02:16 Funding Starts With Talk04:46 Scholarship Buckets And FAFSA08:07 Student Merit Mindset13:19 Where To Find Scholarships17:24 Family Money Talk Starters18:20 Millionaire Game And Debt23:03 Resources And Wrap Up www.collegereadyplan.infowww.collegereadyplan.com Thanks for joining me on Confident, Calm, and Clutch Car Ride Conversations! If you found this episode helpful, please subscribe to the podcast so you never miss a moment. Share it with other parents or coaches who could use a little extra inspiration on the go.For exclusive tips, tools, and updates join my newsletter at www.confidentcalmclutch.com/newsletterFor more specific tips on building mental toughness, buy my book Confident, Calm and Clutch: How to build confidence and mental toughness for young athletes using sports psychologyIf you are a coach looking for ways to build mental toughness into your practices then check out my coaching resources (books, assessments, conversation starters, community and more) here.Parents join my Facebook group to Help Your Athlete Gain Mental Toughness for ParentsHave an idea for a topic? Submit your idea here.Questions? Comments? Ideas? Email me: [email protected] Me on:Facebook: https://www.facebook.com/valstoncoachingInstagram: https://www.instagram.com/valstoncoachingYoutube: https://www.youtube.com/@valstoncoaching9666Watch every episode of Car Ride Conversations here: https://www.youtube.com/playlist?list=PLOjguEFjF88w5Wl-eA9dlkwLk7f_sI12V