How to Pay off $11,000 of Credit Card Debt [BA QA]

BA Fam, we’re back with a classic BA Q&A, and this week’s episode is all about the kind of debt that just hits different credit cards with sky-high interest rates. A listener wrote in with a heartfelt message and a tough reality: nearly $12K in credit card debt spread across multiple cards, with APRs climbing over 30 percent.  Mandi breaks down: When debt consolidation actually makes sense How to avoid the trap of solving a short-term problem without fixing the root issue What happens to your credit score (for better or worse) The difference between snowballing your debt vs. avalanching it And why it’s time to stop avoiding your balances You’re not alone, BA fam. And no, you're not failing. You're just one plan away from a financial reset. Let’s talk about it.   📩 Got a question? Email [email protected] or DM @brownambitionpodcast   Resources + Links: Investor.gov Compound Interest Calculator https://www.investor.gov/financial-tools-calculators/calculators/compound-interest-calculator Apps for tracking expenses: Rocket Money, spreadsheets, or whatever helps you Credit unions for lower-interest personal loans Debt snowball vs. debt avalanche   LET’S STAY CONNECTED Instagram: https://www.instagram.com/brownambitionpodcast   Website: https://www.brownambitionpodcast.com Subscribe & leave us a review—because we love hearing from our BA fam!See omnystudio.com/listener for privacy information.