How to Protect Your Late-Career Pension in a Divorce

Episode 30 of Late-Career Conversations tackles a sensitive but critical topic: safeguarding your pension when divorcing after 50. Lucas and Luna unpack the distinction between defined-benefit and defined-contribution plans in divorce, explain the qualified domestic relations order (QDRO) process, and walk through a real-world case: a 58-year-old marketing director who nearly lost half her $1.2 million 401(k) before a QDRO specialist stepped in. They also discuss negotiating trade-offs like keeping the house instead of the pension, and why the '50 percent rule' is often misleading. The episode closes with three concrete steps listeners can take before signing any agreement. No hot takes—just specific, actionable guidance for a financially vulnerable moment. #PensionDivision #LateCareerDivorce #QDRO #RetirementPlanning #DefinedBenefit #DefinedContribution #401kDivision #DivorceAfter50 #FinancialProtection #RetirementSecurity #FamilyLaw #FexingoBusiness #BusinessPodcast #Careers #EncoreCareer #DivorcePlanning #PensionProtection #LateCareer Keep every episode free: buymeacoffee.com/fexingo