How to Protect Your Wealth in an Uncertain Future: Climate Change, Property & Investing  episode artwork

EPISODE · Dec 17, 2025 · 59 MIN

How to Protect Your Wealth in an Uncertain Future: Climate Change, Property & Investing

from The Growth Concept With Keoni Upton · host Keoni Upton

In this episode of The Growth Concept, you’ll gain a clearer understanding of how environmental change is already reshaping our financial future and what that means for your wealth!!!Financial educator Lacey Filipich breaks down the difference between wealth creation and inflation, while unpacking a powerful and often overlooked reality: by 2035, up to 1 in 10 properties is projected to become uninsurable. This shift may have major implications for property shares and super.You’ll learn how climate risk is translating directly into financial risk through rising insurance costs, declining asset resilience, and long-term uncertainty and why these factors matter just as much as interest rates or market cycles.What you’ll get from this episode:Clear insight into how environmental risk impacts future wealthUnderstanding why some properties may lose insurability and valueA more realistic perspective on property as a long-term investmentAwareness of the financial blind spots most people aren’t prepared forSmarter ways to think about resilience, diversification, and protection against inflationThis conversation is designed to help you think beyond traditional education, ask better questions, and make financial decisions that hold up in a rapidly changing world.Laceys resources:Website: https://www.moneyschool.net.au/Instagram: https://www.instagram.com/moneyschoolorg/Book(Money School): https://www.amazon.com.au/Money-School-financially-independent-reclaim/dp/1760890227/ref=asc_df_1760890227?mcid=4a79b3d3fee23d5dbd53ba9253893416&tag=googleshopdsk-22&linkCode=df0&hvadid=712273987816&hvpos=&hvnetw=g&hvrand=5029180709675600156&hvpone=&hvptwo=&hvqmt=&hvdev=c&hvdvcmdl=&hvlocint=&hvlocphy=9070530&hvtargid=pla-936849537967&psc=1&gad_source=1Financial DisclosureThis episode is for educational purposes only and does not constitute financial, investment, or legal advice. The views shared are general in nature and do not consider your personal circumstances. Always seek advice from a qualified professional before making financial decisions.

In this episode of The Growth Concept, you’ll gain a clearer understanding of how environmental change is already reshaping our financial future and what that means for your wealth!!!Financial educator Lacey Filipich breaks down the difference between wealth creation and inflation, while unpacking a powerful and often overlooked reality: by 2035, up to 1 in 10 properties is projected to become uninsurable. This shift may have major implications for property shares and super.You’ll learn how climate risk is translating directly into financial risk through rising insurance costs, declining asset resilience, and long-term uncertainty and why these factors matter just as much as interest rates or market cycles.What you’ll get from this episode:Clear insight into how environmental risk impacts future wealthUnderstanding why some properties may lose insurability and valueA more realistic perspective on property as a long-term investmentAwareness of the financial blind spots most people aren’t prepared forSmarter ways to think about resilience, diversification, and protection against inflationThis conversation is designed to help you think beyond traditional education, ask better questions, and make financial decisions that hold up in a rapidly changing world.Laceys resources:Website: https://www.moneyschool.net.au/Instagram: https://www.instagram.com/moneyschoolorg/Book(Money School): https://www.amazon.com.au/Money-School-financially-independent-reclaim/dp/1760890227/ref=asc_df_1760890227?mcid=4a79b3d3fee23d5dbd53ba9253893416&tag=googleshopdsk-22&linkCode=df0&hvadid=712273987816&hvpos=&hvnetw=g&hvrand=5029180709675600156&hvpone=&hvptwo=&hvqmt=&hvdev=c&hvdvcmdl=&hvlocint=&hvlocphy=9070530&hvtargid=pla-936849537967&psc=1&gad_source=1Financial DisclosureThis episode is for educational purposes only and does not constitute financial, investment, or legal advice. The views shared are general in nature and do not consider your personal circumstances. Always seek advice from a qualified professional before making financial decisions.

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How to Protect Your Wealth in an Uncertain Future: Climate Change, Property & Investing

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This episode was published on December 17, 2025.

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In this episode of The Growth Concept, you’ll gain a clearer understanding of how environmental change is already reshaping our financial future and what that means for your wealth!!!Financial educator Lacey Filipich breaks down the difference...

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