How to Save $10,000 Per Employee—Without Changing Your Network

In this eye-opening episode of the Cutting Edge Benefits Podcast, host Tom Quigley reveals how businesses can save $10,000 or more per employee per year—without changing their provider network.Most insurance agents say, “Sure, we can cut your costs—but you'll have to leave your current network.” Tom says that’s completely false. You can keep your network (like Blue Cross) and still dramatically reduce costs, boost benefits, and stop overpaying for things like drug copays and office visits.Whether you're an employer, employee, or HR professional, this episode gives you the exact strategy to start saving right now.✅ The Secret to Big Savings Without Network ChangesTom explains how to keep your current network (like Blue Cross or Anthem) and still slash healthcare costs by leveraging a 1954 tax law (IRS Section 105).✅ The True Cost of OverpayingEmployers are giving away thousands per employee by buying into unnecessary copays, deductibles, and bloated plans. One company was spending $4 million—and said “not interested” even when Tom guaranteed them $2 million in savings.✅ How Employees Can Help Make the ChangeIf you’re an employee, you can be the hero. Send your HR team or CEO to ClaimLinx. Help your company save money and become a real difference-maker.✅ How to Pitch It as an Employee or CFOTom shares real stories of CFOs and HR directors using ClaimLinx’s model to offer huge value—and in one case, proposing a $600K salary based on the savings they could deliver.✅ The Public Sector AngleCan it work for schools and municipalities? Yes. Tom shares how a school district in New Hampshire could save $2–3 million—even with union involvement and legacy plans in place.You do not have to switch networks to save.Employees and small companies can use ACA subsidies and tax-free reimbursement to lower premiums dramatically.Even government and unionized employers can benefit with the right approach.Employers can save millions collectively—and employees still get better benefits.If you’re an employee, you could be the one to save your company thousands (or millions).Tom calls out the agent who makes $168,000 a year in commissions—for doing nothing but selling overpriced group plans to small businesses.Ready to start saving?Visit ClaimLinx.com and schedule a free consultation with Tom and his team.Whether you want to save $10,000 per employee or $3 million company-wide, the ClaimLinx model delivers results.🔍 In This Episode:💡 Key Takeaways:🔧 Bonus Rant: