How to Save 30–60% on Health Insurance with Smarter Plan Design episode artwork

EPISODE · Nov 27, 2025 · 7 MIN

How to Save 30–60% on Health Insurance with Smarter Plan Design

from Cutting-Edge Benefits Podcast · host Claimlinx

Health insurance costs are rising fast—and small businesses are feeling the heat. In this episode, Tom Quigley explains how smarter plan design can slash health insurance costs by 30–60% while improving employee benefits.Tom outlines why traditional insurance plans are loaded with unnecessary costs, how pharmaceutical rebates are being hidden, and why most employers are unknowingly overpaying by tens of thousands each year.The truth? You're paying for features your employees barely use—and getting crushed by deductibles and rate hikes in return.Why traditional insurance carriers overcharge for basic coverage like copays and office visitsHow to restructure your plan using a high-deductible option + a Medical Expense Reimbursement Plan (MERP)What hidden cost drivers (like PBM rebates) are doing to your premiumsWhy “lowering costs” by raising deductibles hurts your employeesThe real math behind how ClaimLinx saves companies thousands per employeeSimple first steps every small business owner can take today to stop the bleedingTom shares how companies using the ClaimLinx method have saved tens of thousands—even hundreds of thousands—per year by simply purchasing their insurance differently.“You think you're lucky with a 6% rate hike? Try raising your prices 6% and see how your customers react.” – Tom QuigleyVisit ClaimLinx.comSchedule a free consultation with Tom and his team today.Spotify | Apple Podcasts | Amazon Music | iHeartRadio | Google Podcasts💡 Key Topics Covered:🔧 Real-World Results:🧠 Smart Quote:📞 Want to Save 30–60% on Health Insurance?🎧 Available On:

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