How to Still Buy Investment Property After the 2026 Budget with Michael Killiner

The 2026 Budget changed negative gearing on established property but the headline that nobody is covering is what it does to your borrowing capacity at the bank.In this episode, Michael uses a live broker serviceability software to run a real scenario: a young couple using home equity to buy an $800,000 investment property in Perth. The results are staggering. If you're a young investor using home equity to build a portfolio, this episode shows exactly what the landscape looks like and the three paths forward available to you right now.General advice only and not personal advice. CRN 485467--------------------------------------In this episode:What changed with negative gearing in the 2026 Budget and who it actually affectsWhat it looks like and how lenders actually assess youReal lender-by-lender comparison BEFORE the budget changeReal lender-by-lender comparison AFTER the changeWhy lender selection is now more important than interest ratesThree paths forward for young investors using home equity right nowWhy debt recycling becomes the central strategy in this new environmentFour key takeaways with specific dollar figures--------------------------------------SubscribeYouTube:⁠⁠https://www.youtube.com/@ThatBackyardPropertyPodcast⁠⁠Instagram:⁠⁠https://www.instagram.com/backyardpropertypod?igsh=MWhkOWx5YzJxdDc3ag==⁠⁠Website: ⁠⁠https://tuskfinance.com.au⁠⁠Connect with Michael: Facebook: ⁠https://www.facebook.com/tuskfinancemk⁠Instagram:⁠ https://www.instagram.com/mortgageswmichael ⁠LinkedIn: ⁠https://www.linkedin.com/in/michaelkilliner⁠TikTok: ⁠https://www.tiktok.com/@backyardpropertypodcast⁠Tusk Finance: ⁠[email protected]⁠--------------------------------------Chapters:(0:00) Negative Gearing Since 1936 to Now(2:18) What the Budget Does to Your Borrowing Capacity(3:34) The Real Scenario(6:00) Lender Table WITH Negative Gearing (11:53) Turning Off Deductibility (13:44) The Real Reduction Per Bank (16:07) Three Paths Forward for Young Investors Right Now(19:38) The Strategy That Rebuilds What the Budget Took(21:39) Four Key Takeaways in Plain English(24:22) Final Thoughts Produced by ⁠⁠⁠⁠⁠⁠⁠⁠Podwave Studios⁠⁠⁠⁠⁠⁠⁠: ⁠⁠https://www.podwavestudios.au⁠⁠ #AustralianBudget2026 #Budget2026 #NegativeGearing #PropertyInvesting #AustralianProperty #BorrowingCapacity #InvestmentProperty #RealEstateAustralia #PropertyPodcast #MortgageBroker #DebtRecycling #Perth #ThatBackyardPropertyPodcast #MichaelKilliner