How to ‘turbocharge’ your way to financial independence

Shang Saavedra, now a work-optional financial coach, shares how she 'turbocharged' her finances in order to create time freedom. When it comes to building towards a good financial future, you’ll need some spare cash in order to hit your goals, whether that’s paying off debt, investing, or whatever else. In order to get there, there’s basically two options. You need to earn more, or spend less, in order to have the funds that let you do the interesting things. But what if you did a bit of both? Cutting back on spending at the same time as looking for opportunities to earn more, so you can truly turbocharge your finances towards your goals? One person who’s been there, done that, and achieved financial independence is Shang Saavedra, who used that method to become ‘work optional’, with a flexible, financially secure lifestyle that let’s her prioritise family. LinksFollow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.