How to Use a Self-Directed Solo 401k for Real Estate

In this episode of The Financial Freedom Podcast, Lucas and Luna explore how early retirees can use a self-directed Solo 401k to invest in real estate without triggering prohibited transactions. They walk through the mechanics of setting up a Solo 401k with checkbook control, how to buy rental properties or private notes inside the plan, and the crucial rules about disqualified persons and UBIT on leveraged assets. Lucas explains why this strategy works best for self-employed individuals with no full-time employees, and Luna shares a real example of a listener who used a Solo 401k to acquire a duplex in Phoenix. They also discuss the difference between a Solo 401k and a self-directed IRA, and the importance of proper custodians. Whether you're looking to diversify retirement savings into physical assets or generate rental income tax-deferred, this episode gives you the blueprint. The episode also includes a brief, sincere moment about listener support keeping the show ad-free. #Solo401k #SelfDirectedIRA #RealEstateInvesting #EarlyRetirement #FinancialIndependence #FIRE #RetirementPlanning #TaxDeferredInvesting #CheckbookControl #UBIT #ProhibitedTransactions #RealEstateIRA #SelfEmployment #PassiveIncome #RentalProperties #FexingoBusiness #BusinessPodcast #Finance Keep every episode free: buymeacoffee.com/fexingo