How to Use the Debt-to-Income Ratio for Rental Loans

In this episode, Lucas and Luna break down the debt-to-income ratio and how it affects your ability to get financing for rental properties. They explain why DTI matters more than your credit score for some lenders, walk through a real-world example of an investor with a 780 credit score who got denied because of DTI, and share strategies to lower your DTI before applying — like paying off credit card balances and avoiding new car loans. They also discuss how rental income can offset debt on the application if you use projected rents. This is episode 86 of The Real Estate Investing Podcast. #DebtToIncome #DTI #RentalFinancing #RealEstateInvesting #MortgageApproval #CreditScore #InvestorLoans #RentalProperty #CashFlow #Lending #Finance #Business #FexingoBusiness #BusinessPodcast #RealEstatePodcast #InvestingTips #PropertyFinance #DebtManagement Keep every episode free: buymeacoffee.com/fexingo